Medical and dental
Manage a deductible, procedure, treatment plan, or other out-of-pocket cost.
Personal installment loans
One loan, one fixed schedule, many possible uses
Borrow a lump sum and repay it through scheduled installments. Choose an amount and term that align with your needs, subject to approval and state availability.
$500–$50KLoan range
24–60 monthsTerm options
Fixed schedulePredictable payments
No collateralUnsecured option
Common uses
Designed for real-life expenses
Consider the full cost and whether borrowing is the right fit before moving forward.
Vehicle expenses
Address an urgent repair or a planned vehicle-related purchase.
Home repairs
Handle plumbing, electrical, appliance, or essential improvement work.
Major life expenses
Plan for relocation, education, family events, or another defined cost.
Know the product
How an installment loan works
You receive the approved amount up front and repay principal plus interest over a set term. Your agreement contains the exact payment dates and cost.
Fixed loan amount
The full approved amount is generally funded at one time.
Defined repayment term
Payments follow a set schedule rather than revolving indefinitely.
Disclosed total cost
Your agreement identifies the APR, finance charge, and total repayment.
Potential advantages
When it may be useful
Predictability matters
You prefer a defined payment and payoff timeline.
The expense is specific
You know how much you need and what the funds will cover.
The payment fits
Your budget has room for the payment and normal monthly costs.
Pause and compare
Questions to ask first
Is there a lower-cost alternative?
Compare savings, payment plans, insurance, or other available options.
What is the total repayment?
A lower monthly payment can cost more when stretched over a longer term.
What happens if income changes?
Leave enough flexibility for emergencies and ordinary budget variation.
See what a payment could look like
Use the calculator and review an illustrative example.