:root {
  --green: #07966d;
  --green-dark: #057658;
  --green-deep: #063f34;
  --green-soft: #eaf9f3;
  --ink: #17212b;
  --muted: #5f6b76;
  --line: #dde5e1;
  --paper: #ffffff;
  --wash: #f6f9f8;
  --warning: #fff8e8;
  --shadow: 0 18px 48px rgba(19, 49, 40, 0.12);
  --radius: 16px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { display: block; width: 100%; max-width: 100%; }
a { color: inherit; }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
.container { width: min(1180px, calc(100% - 40px)); margin-inline: auto; }
.narrow { width: min(780px, calc(100% - 40px)); margin-inline: auto; }
.muted { color: var(--muted); }
.center { text-align: center; }
.section { padding: 88px 0; }
.section-soft { background: var(--wash); border-block: 1px solid var(--line); }
.section-head { max-width: 680px; margin: 0 auto 42px; text-align: center; }
.section-head h2 { margin: 10px 0 12px; font-size: clamp(1.8rem, 4vw, 2.55rem); line-height: 1.18; }
.section-head p { color: var(--muted); }
.eyebrow {
  display: inline-flex;
  align-items: center;
  padding: 6px 11px;
  border: 1px solid rgba(7, 150, 109, .2);
  border-radius: 999px;
  color: var(--green-dark);
  background: rgba(255,255,255,.72);
  font-size: .74rem;
  font-weight: 800;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.topbar {
  padding: 8px 20px;
  background: var(--green-soft);
  color: var(--green-dark);
  border-bottom: 1px solid rgba(7,150,109,.12);
  text-align: center;
  font-size: .78rem;
  font-weight: 700;
}
.topbar a { color: inherit; font-weight: 850; text-underline-offset: 2px; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,.95);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(12px);
}
.nav-wrap { min-height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.logo { display: inline-flex; align-items: center; gap: 9px; text-decoration: none; font-size: 1.55rem; font-weight: 800; color: var(--green); }
.logo-dot { color: var(--ink); }
.logo-icon { width: 32px; height: 32px; flex: 0 0 auto; overflow: visible; }
.logo-icon .seal { fill: none; stroke: currentColor; stroke-width: 2.4; }
.logo-icon text { fill: currentColor; font: 800 16px Inter, sans-serif; }
.main-nav { display: flex; align-items: center; gap: 26px; }
.main-nav a { color: var(--muted); text-decoration: none; font-size: .88rem; font-weight: 650; }
.main-nav a:hover, .main-nav a.active { color: var(--green); }
.nav-actions { display: flex; align-items: center; gap: 10px; }
.text-link { color: var(--green-dark); font-weight: 750; text-decoration: none; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 10px 19px;
  border: 1px solid transparent;
  border-radius: 8px;
  text-decoration: none;
  font-size: .88rem;
  font-weight: 800;
  transition: .2s ease;
}
.button:hover { transform: translateY(-1px); }
.button-primary { color: white; background: var(--green); box-shadow: 0 8px 20px rgba(7,150,109,.18); }
.button-primary:hover { background: var(--green-dark); }
.button-secondary { color: var(--ink); background: white; border-color: var(--line); }
.button-secondary:hover { border-color: var(--green); color: var(--green-dark); }
.button-block { width: 100%; }
.menu-toggle { display: none; padding: 8px; border: 0; background: transparent; color: var(--ink); font-size: 1.3rem; }

.hero {
  padding: 68px 0 76px;
  overflow: hidden;
  background: radial-gradient(circle at 85% 5%, rgba(7,150,109,.11), transparent 30%), linear-gradient(135deg, var(--green-soft), white 55%);
}
.hero-grid { display: grid; grid-template-columns: 1.08fr .92fr; gap: 58px; align-items: center; }
.hero h1 { margin: 16px 0 20px; font-size: clamp(2.45rem, 5.2vw, 4rem); line-height: 1.06; letter-spacing: -.045em; }
.hero h1 span { color: var(--green); }
.hero-copy > p { max-width: 600px; color: var(--muted); font-size: 1.05rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 11px; margin-top: 28px; }
.trust-row { display: flex; flex-wrap: wrap; gap: 18px; margin-top: 24px; color: var(--muted); font-size: .8rem; font-weight: 700; }
.trust-row span::before { content: "✓"; display: inline-grid; place-items: center; width: 18px; height: 18px; margin-right: 7px; border-radius: 50%; background: var(--green-soft); color: var(--green); }
.hero-image { position: relative; margin-top: 30px; max-width: 620px; overflow: hidden; border: 5px solid white; border-radius: var(--radius); box-shadow: var(--shadow); }
.hero-image img { height: 250px; object-fit: cover; }
.image-badge { position: absolute; left: 16px; bottom: 16px; padding: 10px 13px; background: rgba(255,255,255,.94); border-radius: 8px; box-shadow: 0 8px 24px rgba(0,0,0,.12); font-size: .75rem; font-weight: 800; }

.panel { background: white; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); }
.calc-card { padding: 28px; }
.calc-card h2, .calc-card h3 { margin-bottom: 3px; font-size: 1.35rem; }
.calc-card .intro { margin-bottom: 22px; color: var(--muted); font-size: .82rem; }
.field { margin-bottom: 17px; }
.field label { display: block; margin-bottom: 7px; color: var(--ink); font-size: .78rem; font-weight: 800; }
.field input, .field select, .field textarea {
  width: 100%;
  padding: 11px 12px;
  color: var(--ink);
  background: #fbfcfc;
  border: 1px solid var(--line);
  border-radius: 7px;
  outline: none;
}
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--green); box-shadow: 0 0 0 3px rgba(7,150,109,.1); }
.field textarea { min-height: 120px; resize: vertical; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.range-line { display: flex; justify-content: space-between; align-items: center; margin-bottom: 8px; }
.range-line strong { color: var(--green); font-size: 1.25rem; }
.range { width: 100%; accent-color: var(--green); }
.estimate { display: flex; justify-content: space-between; gap: 20px; align-items: center; margin: 18px 0; padding: 14px; background: var(--green-soft); border-radius: 8px; color: var(--muted); font-size: .76rem; }
.estimate strong { color: var(--ink); font-size: 1.18rem; }
.secure-note { margin-top: 12px; color: var(--muted); text-align: center; font-size: .72rem; }
.form-message { display: none; margin-top: 13px; padding: 11px 12px; border-radius: 7px; background: var(--green-soft); color: var(--green-dark); font-size: .8rem; font-weight: 700; }
.form-message.show { display: block; }
.error-message { background: #fff0f0; color: #a52c2c; }
.callback-actions { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; margin-top: 20px; }
.callback-inline { width: 100%; margin-top: 12px; }
.button:disabled { cursor: default; opacity: .78; transform: none; }

.call-fab {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 80;
  display: flex;
  align-items: center;
  gap: 10px;
  min-height: 54px;
  padding: 10px 18px 10px 10px;
  border: 2px solid white;
  border-radius: 999px;
  color: white;
  background: var(--green);
  box-shadow: 0 12px 32px rgba(6,63,52,.3);
  text-decoration: none;
  font-size: .82rem;
  font-weight: 850;
  transition: .2s ease;
}
.call-fab:hover { transform: translateY(-2px); background: var(--green-dark); }
.call-fab-icon { width: 32px; height: 32px; display: grid; place-items: center; border-radius: 50%; color: var(--green-dark); background: white; font-size: 1rem; }
.call-fab-copy { line-height: 1.15; }
.call-fab-copy small { display: block; margin-top: 2px; color: #d9f7ed; font-size: .66rem; font-weight: 650; }

.stats { position: relative; z-index: 5; margin-top: -26px; }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); overflow: hidden; background: white; border: 1px solid var(--line); border-radius: 12px; box-shadow: var(--shadow); }
.stat { padding: 22px 16px; text-align: center; border-right: 1px solid var(--line); }
.stat:last-child { border-right: 0; }
.stat strong { display: block; font-size: 1.25rem; }
.stat span { color: var(--muted); font-size: .74rem; }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.card { overflow: hidden; background: white; border: 1px solid var(--line); border-radius: 12px; }
.card:hover { box-shadow: var(--shadow); transform: translateY(-2px); transition: .2s ease; }
.card img { height: 180px; object-fit: cover; }
.card-body { padding: 22px; }
.card h3 { margin-bottom: 7px; font-size: 1.05rem; }
.card p { color: var(--muted); font-size: .84rem; }
.mini-tag { display: inline-block; margin-bottom: 8px; color: var(--green-dark); font-size: .68rem; font-weight: 850; letter-spacing: .07em; text-transform: uppercase; }

.split { display: grid; grid-template-columns: .95fr 1.05fr; gap: 64px; align-items: center; }
.split-media { position: relative; }
.split-media img { height: 500px; object-fit: cover; border-radius: var(--radius); box-shadow: var(--shadow); }
.split-copy h2 { margin: 12px 0 16px; font-size: clamp(1.9rem, 4vw, 2.65rem); line-height: 1.16; }
.split-copy > p { color: var(--muted); }
.check-list { display: grid; gap: 16px; margin: 25px 0; }
.check-item { display: grid; grid-template-columns: 34px 1fr; gap: 12px; }
.check-icon { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 50%; background: var(--green-soft); color: var(--green); font-weight: 900; }
.check-item h3 { font-size: .95rem; }
.check-item p { color: var(--muted); font-size: .82rem; }

.page-hero { padding: 70px 0; background: radial-gradient(circle at 80% 20%, rgba(7,150,109,.12), transparent 30%), var(--green-soft); }
.page-hero-grid { display: grid; grid-template-columns: 1fr .82fr; gap: 54px; align-items: center; }
.page-hero h1 { margin: 14px 0 15px; font-size: clamp(2.25rem, 5vw, 3.65rem); line-height: 1.08; letter-spacing: -.04em; }
.page-hero p { max-width: 610px; color: var(--muted); }
.page-hero img { height: 360px; object-fit: cover; border: 5px solid white; border-radius: var(--radius); box-shadow: var(--shadow); }

.step { position: relative; padding: 28px; background: white; border: 1px solid var(--line); border-radius: 12px; }
.step-number { margin-bottom: 24px; color: rgba(7,150,109,.18); font-size: 3rem; font-weight: 900; line-height: 1; }
.step h3 { margin-bottom: 8px; }
.step p { color: var(--muted); font-size: .86rem; }

.rate-table { width: 100%; border-collapse: collapse; overflow: hidden; background: white; border: 1px solid var(--line); border-radius: 12px; }
.rate-table th, .rate-table td { padding: 15px 17px; border-bottom: 1px solid var(--line); text-align: left; font-size: .84rem; }
.rate-table th { background: var(--green-deep); color: white; }
.rate-table tr:last-child td { border-bottom: 0; }
.notice { padding: 18px 20px; background: var(--warning); border-left: 4px solid #e0a52a; border-radius: 7px; color: #73571e; font-size: .8rem; }

.faq-list { display: grid; gap: 11px; }
.faq { border: 1px solid var(--line); border-radius: 9px; background: white; }
.faq summary { display: flex; justify-content: space-between; gap: 18px; padding: 18px 20px; cursor: pointer; list-style: none; font-weight: 750; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--green); font-size: 1.3rem; }
.faq[open] summary::after { content: "−"; }
.faq p { padding: 0 20px 18px; color: var(--muted); font-size: .84rem; }

.auth-shell { min-height: calc(100vh - 110px); display: grid; place-items: center; padding: 60px 20px; background: linear-gradient(135deg, var(--green-soft), white); }
.auth-card { width: min(460px, 100%); padding: 34px; }
.auth-card h1 { margin-bottom: 6px; font-size: 1.8rem; }
.auth-card > p { margin-bottom: 24px; color: var(--muted); font-size: .86rem; }
.form-foot { display: flex; justify-content: space-between; gap: 15px; margin: 12px 0 20px; font-size: .78rem; }

.application { padding: 58px 0 88px; background: var(--wash); }
.application-grid { display: grid; grid-template-columns: 1fr 300px; gap: 28px; align-items: start; }
.application-card { padding: 32px; }
.progress { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin: 24px 0 30px; }
.progress span { height: 5px; border-radius: 5px; background: var(--line); }
.progress span.active { background: var(--green); }
.form-step { display: none; }
.form-step.active { display: block; }
.form-step h2 { margin-bottom: 18px; font-size: 1.3rem; }
.form-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 24px; }
.summary-card { padding: 24px; position: sticky; top: 100px; }
.summary-card h3 { margin-bottom: 16px; }
.summary-line { display: flex; justify-content: space-between; gap: 10px; padding: 11px 0; border-bottom: 1px solid var(--line); font-size: .8rem; }
.summary-line span { color: var(--muted); }
.success-state { display: none; padding: 48px 20px; text-align: center; }
.success-state.show { display: block; }
.success-mark { width: 68px; height: 68px; display: grid; place-items: center; margin: 0 auto 18px; border-radius: 50%; background: var(--green-soft); color: var(--green); font-size: 2rem; font-weight: 900; }

.cta-band { padding: 0 0 82px; }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 35px; padding: 46px 50px; border-radius: var(--radius); color: white; background: linear-gradient(125deg, var(--green-deep), var(--green)); }
.cta-inner h2 { margin-bottom: 6px; font-size: clamp(1.65rem, 4vw, 2.15rem); }
.cta-inner p { color: #d8f5ea; }

footer { padding: 58px 0 25px; color: #aebbb7; background: #10241f; }
.footer-grid { display: grid; grid-template-columns: 1.5fr repeat(3, 1fr); gap: 40px; padding-bottom: 36px; }
.footer-brand .logo { color: white; margin-bottom: 13px; }
.footer-brand p { max-width: 350px; font-size: .8rem; }
.footer-column h3 { margin-bottom: 13px; color: white; font-size: .88rem; }
.footer-column a { display: block; margin-bottom: 9px; color: #aebbb7; text-decoration: none; font-size: .78rem; }
.footer-column a:hover { color: white; }
.footer-bottom { padding-top: 22px; border-top: 1px solid #2a3e38; text-align: center; font-size: .7rem; }

@media (max-width: 980px) {
  .main-nav { position: absolute; left: 0; right: 0; top: 72px; display: none; padding: 18px 20px; background: white; border-bottom: 1px solid var(--line); box-shadow: var(--shadow); }
  .main-nav.open { display: grid; }
  .nav-actions .text-link { display: none; }
  .menu-toggle { display: block; }
  .hero-grid, .page-hero-grid, .split { grid-template-columns: 1fr; }
  .page-hero img { height: 320px; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 700px) {
  .container, .narrow { width: min(100% - 30px, 1180px); }
  .section { padding: 64px 0; }
  .topbar { font-size: .68rem; }
  .nav-wrap { min-height: 64px; }
  .main-nav { top: 64px; }
  .logo { font-size: 1.35rem; }
  .logo-icon { width: 29px; height: 29px; }
  .nav-actions .button { min-height: 38px; padding: 8px 12px; font-size: .76rem; }
  .hero { padding: 48px 0 60px; }
  .hero h1 { font-size: 2.35rem; }
  .hero-image img { height: 200px; }
  .calc-card, .application-card, .auth-card { padding: 23px; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .stat:nth-child(2) { border-right: 0; }
  .stat:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
  .grid-2, .grid-3, .grid-4, .field-row { grid-template-columns: 1fr; }
  .split-media img { height: 380px; }
  .page-hero { padding: 52px 0; }
  .page-hero img { height: 250px; }
  .application-grid { grid-template-columns: 1fr; }
  .summary-card { position: static; }
  .cta-inner { padding: 35px 25px; flex-direction: column; align-items: flex-start; }
  .footer-grid { grid-template-columns: 1fr; }
  .call-fab { right: 14px; bottom: 14px; min-height: 50px; padding-right: 15px; }
  .call-fab-icon { width: 29px; height: 29px; }
}